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HELOC Vs. Home Equity Loan: Which Is Best For You? » Trying to decide between a HELOC and a home equity loan? Learn the differences between these borrowing options – and how to choose which one is right for you.

Fannie Mae and Freddie Mac’s New Pricing Is Not Punishing Those with Better Credit: Follow the Numbers » Three figures underscore how Fannie Mae and Freddie Mac’s pricing changes are getting conflated.

Mortgage Broker vs. Bank: Which Is Best? | Pros and Cons » Do you get better mortgage rates from a mortgage broker, lender, or a bank? What's the difference? Find out which one is better for your situation.

Some BIG Changes to Mortgage Costs Were Just Announced » In a single moment, the fees for a vast majority of new mortgages in the US have changed.  In some cases, the changes are drastic, both for better and worse.  Let's break it down. What do you mean by "fees/costs?"   This refers to Loan Level Price Adjustments (LLPAs) imposed by Fannie Mae and Freddie Mac (the "agencies"), the two entities that guaranty a vast majority of new mortgages.  LLPAs are based on loan features such as your credit score, the loan-to-value ratio, occupancy (owner vs non-owner occupied homes), and most recently, your debt-to-income ratio What lenders/loans does this apply to? Any loan guaranteed by one of the agencies regardless of the lender.  This is MOST loans in the US.  Examples of loans that wouldn't be affected would be FHA/VA as well as certain jumbo and specialty products.  "Non-conforming" loans are not impacted by this as they are not guaranteed by the agencie

President Biden Announces New Actions to Ease the Burden of Housing Costs | The White House » New Biden-Harris Administration Housing Supply Action Plan To Help Close the Housing Supply Gap in Five Years As President Biden said last week, tackling inflation is his top economic priority. Today, President Biden is releasing a Housing Supply Action Plan to ease the burden of housing costs over time, by boosting the supply of quality…

Mortgage fee structure for some homebuyers is changing this month. Here's how. » A little-known surcharge set to change on May 1 could impact consumers in different ways.

New fee structure on May 1 will make mortgages cheaper for some and pricier for others » The FHFA's new pricing for conventional mortgages is set to go into effect on May 1. Find out how much these fees have changed and how much you could pay.

Claims that people with good credit will pay more for mortgages need context » Verifying how a new federal rule on mortgage fees will affect homebuyers with high and low credit scores.


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